From remotely connecting with the office to shopping your groceries online, we expect these services to be available 24/7 from anywhere with a phone signal. Things should “just work”.
Your daily operations are underpinned by digital services.
What happens when it stops because of things outside your control?
Gone are the days when simple virus protection and some vigilance were enough to keep you safe from viruses, scams and system failures. Even with rated I.T. security installed, a victim could be compromised for months before an attack is discovered or even executed. This is where a cyber insurance policy would help.
The 3Di approach to Cyber Insurance is straightforward and our team of experienced cyber experts help guide our clients through what is, what could be and what will not be Insured by our policies.
We will explain clearly, and in context to our clients’ operation, what is covered within the various sections of cover available including system and business interruption, theft of data and funds, damage to digital assets, cyber extortion, cost of incident response, privacy liability and regulatory fines.
Our Policies
Our policies are backed up by world class incident response teams, consisting of expert cyber incident responders and specialist cyber claims handlers. As a policyholder, you will have access to an extensive network of specialists around the globe that will coordinate a response no matter where you are. And because we want to encourage swift engagement, we offer initial response services with no deductible.
Comprehensive business interruption covering the full supply chain is not only triggered by malicious cyber events, but also by accidental system failure, meaning that a cyber event does not have to take place in order for cover to apply. It covers the full supply chain, extending to events that impact the insured’s systems, the systems of their technology suppliers as well as those of non-technology suppliers where named.
System Damages
The system damage and rectification section covers the costs associated with not only recovering data and applications and reconstituting computer systems to the position they were in prior to the cyber event, but also the additional costs of employing contract staff or employee overtime in order to re-enter or re-create your data entirely from scratch.
There is a comprehensive crime cover for a wide variety of cybercrime events including social engineering scams, invoice fraud, ransomware and targeted extortion. This section also includes affirmative cover for new types of cybercrime.
By providing unlimited reinstatement for first party coverage means that our policyholders aren’t restricted by a policy aggregate and that the full benefits of cover are available each time a crisis strikes, even if they experience multiple cyber incidents in the same policy period.
If the coverage from a Cyber policy is of interest we will then work with you to tailor a policy to suit your needs.
3Di provides comprehensive coverage for threats known, or otherwise, and we understand the importance of a swift recovery. Returning to secure, regular operations provides an edge to your business.”
